Do I Need Wedding Insurance?

February 15, 2011 by  
Filed under Wedding Planning

Rainy Day WeddingMost weddings cost far more than you would spend on a decent saloon car. It’s unthinkable that you would drive your brand new car without insurance cover, yet so many couples take a bigger financial risk by not insuring their wedding costs against the risk of total loss. By comparison to cars, house content, possessions, valuables, etc., wedding insurance costs very little for comprehensive cover. The relatively small premium for wedding insurance will give you peace of mind as you plan for your wedding.

Wedding insurance policies give a wide range of cover for many eventualities that could affect your wedding day. However, it is unlikely that small, irritating events would be included in the cover, such as rainfall, cloud, etc. but stronger weather forces that affect the wedding day almost certainly would, such as floods, landslides, earthquakes, etc. If adverse weather or other unpredicted events were to cause your wedding or reception venue to close or become inaccessible then your wedding insurance policy would provide a suitable level of cover. The same policy would cover unpredictable events with the wedding car supplier or the caterer or even if the bride or groom should sustain an accident which caused the wedding to be canceled for the planned date. A low premium insurance policy to cover all of the wedding day suppliers and events will compensate for those unexpected situations that can leave you seriously out of pocket.

Don’t Forget to Plan for Wedding Insurance Early

When you start to plan the wedding arrangements most couples wouldn’t consider including insurance as a part of their list – but you should! When you have set your wedding date and you start to book the suppliers for your wedding you are starting to make financial obligations for the big day – at that stage you should have your wedding insurance in places as well. This will give you a maximum period of cover for your insurance fee as well as adequate cover should anything go wrong in the period leading up to your wedding day that may leave you financially disadvantaged.

Wedding Insurance Policies

Most wedding insurance policies are similar, both in price and in the level of cover that they offer, but it’s still worth shopping around to find the cover that best suits you. The internet and insurance brokers are a great source of information for the levels of cover offered by different companies. A good policy will include cancellation (but unlikely that this would include a change of mind!), the wedding rings and other wedding jewelery, wedding dress, the Groom, Best man and bridesmaid’s outfits (if you are hiring formal attire, then check the insurance requirements), venue(s), caterer, transportation, florist, personal accident for the Bride and Groom if this affects your wedding plans, personal liability, wedding cake damage, photographer (including destruction of the wedding photographs), wedding gifts (ensure that cash and vouchers are included).

The insurance cover for your honeymoon should be arranged separately from the wedding insurance. Your honeymoon would normally be covered by travel insurance, generally arranged at the same time as making your travel arrangements. However, you may wish to consider that the travel insurance would not normally cover cancellation as a result of your wedding plans having been disrupted, so you may want to include cover for this with your wedding insurance policy or take out separate cover for this specific risk.

Peace of Mind for Your Wedding Day

Planning and organizing your wedding can be a very enjoyable experience, leading up to one of the most exciting and important days of your life. No one expects things to go wrong, and they rarely do, but you should have the reassurance of wedding insurance to give yourself peace of mind over any unexpected or unpredictable events that could disrupt your wedding day. When you start to plan your wedding day and book the suppliers, take out your wedding insurance policy at the same time. This gives the maximum period of cover and means you can concentrate on your wedding whilst you have the reassurance that the whole event is covered by your wedding insurance policy. Enjoy planning for the big day and your wedding day itself – congratulations, it’s one of the most enjoyable days of your life.

Article by Steve Shaw, of wedding services and information. The website offers advice and information on organizing and arranging your wedding.

Photo by lemonjenny

“Unveiling Weddings” Book Launches

December 7, 2010 by  
Filed under Wedding Planning

“Unveiling Weddings” Book Launches as the Something Blue for Today’s Bride Co-Authors mix narrative stories and solid psychotherapy tools to create a fun-loving read that brings peace of mind for brides-to-be

San Francisco, CA – The old adage, “Something old, something new, something borrowed, something blue” just got a modern gift idea for the bride-to-be before her wedding day with “Unveiling Weddings,” a smart read written by two psychotherapists who bring a collection of stories and advice for brides to make the most out of their engagement. The book gives readers emotional support to find clarity, balance and joy leading up to their big wedding day and it’s the perfect girlfriends’ guide to support the bride from “Yes” to “I Do!” With a cauliflower blue book cover and illustration of a bride riding a bicycle with her feet up in the air, the book instantly references the balancing act brides face during their engagement that can turn any self-assured woman into an anxious “bridezilla.” On November 29, 2010 “Unveiling Weddings” will be available for purchase at www.amazon.com or on www.unveilingweddings.com for $14.95 in a 173-page paperback edition.

Co-authors Rebecca Sacerdoti, Ph.D., and Tasha Jackson Fitzgerald, M.A., who make their living helping individuals navigate their major life transitions, were struck by the intensity of issues a bride-to-be faces when planning her wedding. From cultural and social expectations to relationship fears and amplified family dynamics, an engagement brings an immense opportunity for a bride-to-be to get a better understanding of herself and her relationship with her future husband. Through a variety of narratives and comforting psychological guidance, “Unveiling Weddings” brings a chance for brides-to-be to feel nourished throughout the marriage planning process. With chapter titles such as “I Am Engaged, But I Feel a Bit Zany,” and “Relationships: Managing the 3 F’s Without Letting the ‘F’ Word Sneak In” the book will bring smiles, serenity and happy tears for the bride-to-be who reads about the myths and legends passed down from one generation to the next. This shared knowledge can help a woman experience her engagement as a time of empowerment and as an opportunity to improve her relationships.

“I was able to smile at things that happened on my wedding day, like when my mother-in-law took it upon herself to surprise us all with a song to her son to the tune of Celine Dion,” said former bride Michelle Walsh. If I hadn’t read the book “Unveiling Weddings,” I might not have had the insight to put my ‘quickie calmer’ into action and remember that everything will work out – now the story brings laughs to my husband and me.”

According to the Bridal Association of America, there were more than two million weddings held in 2009 with an average engagement lasting 17 months. Today’s bride is more aware about constructive psychotherapy tools that can be instrumental in helping to ease the challenges leading up to the big day, yet schedules and budgets may not allow for one-on-one scheduled visits to a therapist. For those brides, “Unveiling Weddings” is a welcomed “something blue” that will bring peace of mind leading up to and on her wedding day. In addition, the book may also be referenced as a tool as part of an ongoing therapist practice with brides-to-be nationwide.

“We wanted to write a book that would support women through this important rite of passage by providing them with stories and psychological insight, so they could get the most of their engagement,” said Rebecca Sacerdoti, who has a doctorate in psychology. “As co-authors, Tasha and I worked tirelessly to capture the best stories and write in a style that makes the book accessible and fun-loving. We’re proud that “Unveiling Weddings” can be read from front to back or flipped through for the chapters of interest that a bride-to-be can turn to when she needs it.”

Brides can also engage with the expert authors and fellow readers through social media channels including Facebook (www.facebook.com/unveilingweddings) and Twitter (www.twitter.com/readytowed). Through these interfaces, the authors will share information on upcoming book signings, recommended resources, nuggets of wisdom, and more. The online resources are a welcomed addition to the host of wedding conversations taking place, as well as the resources found in “Unveiling Weddings.” The book’s focus is helping brides to find their authentic voice and experience during their engagement rather than seeking to aspire to a level of unachievable perfection.

More information about “Unveiling Weddings” can be found by visiting www.unveilingweddings.com or by e-mailing [email protected].

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